Say No To a Cashless Society

12 April 2024

7.9 MINS

We MUST reject the war against cash.

There are many folks working overtime to see cash removed altogether, making us all dependent on trackable methods of payments. Both governments and businesses are heavily involved in all this. A recent headline from the press would be representative of many: “Popular Australian holiday spot Hamilton Island now cashless.” The article says this:

Cash is no longer accepted at any business in the popular tourist destination. Holidaymakers at Hamilton Island should make sure to bring their debit or credit cards as the Whitsundays destination is now entirely cashless.

Hamilton Island, one of Australia’s most popular holiday spots, started changing its money policies during the COVID-19 pandemic, and does not accept cash at any of its outlets…

Social media users in a Facebook group called Cash Is King blasted the decision. Multiple people said they would remove the island from their bucket lists as a result.

The Cash Is King site is just one of many such sites that are worth visiting. Plenty of good reasons have already been offered as to why we should avoid heading down this path. Some of these have been circulated far and wide, so it is not always clear who first wrote them up.

Full Control

Let me offer a few posts. One of them says this:

A cashless society means no cash. Zero… It doesn’t mean mostly cashless and you can still use a ‘wee bit of cash here and there’. Cashless means it is fully digital, fully traceable, fully controlled. I think those who support a cashless society aren’t fully aware of what they are asking for. A cashless society means:

  • Your child can’t go and help the local farmer to earn a bit of cash.
  • No more cash slipped into the hands of a child from their grandparent when going on holidays.
  • No more money in birthday cards.
  • No more piggy banks for your child to collect pocket money and to learn about the value of physically earning and saving.
  • No more cash for a rainy day fund or for that something special you have been putting $10 a week away for.
  • No more loose change to put in your piggy bank or glass jar.
  • No more selling bits and pieces from your home that you no longer want/need for a bit of cash in return.
  • No more Garage Sales.
  • No more bargaining power.
  • No more donating to the poor in the streets.
  • No more cash gifts from relatives or loved ones.

What a cashless society does guarantee:

  • Banks have full control of every single cent you own.
  • Every transaction you make is recorded.
  • All your movements and actions are traceable 24/7.
  • Access to your money can be blocked at the click of a button when/if banks need ‘clarification’ from you which could take weeks, a hundred questions answered and five hundred passwords.
  • If your transactions are deemed in any way questionable, by those who create the questions, your money will be frozen, ‘for your own good’.

And before anybody slams this post… don’t go shooting the messenger… I’m sharing it because maybe we all need to take off our blinkers. Forget about cash being dirty.

Cash has been around for a very, very long time and it gives you control over how you trade with the world. It gives you independence, it does not turn you into a slave to a corporate system.

If you are a customer, pay with cash. If you are a shop owner, remove those ridiculous signs that ask people to pay by card. Cash is a legal tender, it is our right to pay with cash…

Another one puts it this way:

Why should we pay cash everywhere with banknotes instead of a card? You have a $50 banknote in your pocket. Go to a restaurant and pay for dinner with it. The restaurant owner then uses the bill to pay for laundry. The laundry owner then uses the bill to pay the barber. The barber will then use the bill for shopping. After an unlimited number of payments, it will still remain a $50 bill, which has fulfilled its purpose to everyone who used it for payment.

However if you pay for your meal digitally at the restaurant then the bank fees on the card for your payment transaction charged to the seller are 3%, so around $1.50 so will the fee of $1.50 for each further payment transaction or owner re laundry or payments of the owner of the laundry shop, or payments of the barber, etc…

Therefore, after 30 transactions, the initial $50 will remain only $5 and the remaining $45 becomes the property of the bank thanks to digital transactions and fees… the rich get richer and the poor get the picture.

Danger Ahead

Another website, Keep Cash Alive, has plenty of material on this, including the following:

What impact does using cash have on small to medium businesses?

  • Businesses save money instantly on transaction fees.
  • They have more control over their profits.
  • If you can help save that business money, they are more likely to keep staff employed and give back to their local community.
  • Small to medium business are an integral part of keeping your local economy and community thriving and growing.

What’s wrong with a cashless society?

  • Cash jobs on the side will no longer be an option, which create economic hardship and higher debt.
  • Tech companies have invested heavily in making electronic transactions secure, but hackers are always one step ahead. In a world of 100% electronic payments, the risk of falling victim to fraud rises significantly.
  • If cash dies, your location and purchases will be tracked automatically. You won’t be able to opt out or unsubscribe.
  • If you are on any government funding whatsoever, they could restrict you from spending that money on certain things that the government does not condone.
  • Cash allows you to make anonymous purchases or donations. If cash dies, there will be no such thing.
  • People in abusive situations are often financially reliant on their abuser. If cash is removed, their way out will be that much harder or close to impossible.
  • Elderly, blind and people with disabilities will struggle. Many people can’t or don’t know how to use technology. They would also be vulnerable to scams and other technological difficulties.

One online petition already has 175,000 signatures on this: “Save cash – our right to access and use cash must be protected by law.” You can add your name to it here.

Digital Currency Concerns

Moves are underway by governments throughout the West to replace cash with digital currencies. Communist China should already serve as a warning about this. Consider just one case: America is moving to do similar things. Mat Staver of the Liberty Counsel recently wrote about this ominous move:

The Biden administration is working with the Federal Reserve (the Fed) to develop a replacement for paper and coin currency. The Fed plans to issue what is known as a “Central Bank Digital Currency” or CBDC, which some call “FedCoin.”

CBDC will effectively turn the government into a commercial bank — the bank to replace all banks, if you will. Once the government becomes your bank, it will control every purchase you make. A CBDC gives governments the ability to erase bank accounts of political enemies, and control where people are allowed to shop and what they are allowed to buy.

A CBDC can even put an “expiration date” on funds, forcing people to spend money or the government simply takes it away. The Chinese Communist Party has already issued its CBDC, called the digital yuan, and uses it as part of its social credit score that regulates people at home and around the world.

Furthermore, when the government is your direct bank, it can withhold home loans, auto financing, and other fiscal instruments, not because of your credit, but because of your political inclinations or your poor social score for not supporting green initiatives and progressive ideals. If you want to buy a gas vehicle rather than an EV, you could be blocked. If you want to buy a handgun, your transaction could be halted.

CBDC allows the government to individually monitor and control your purchases — and even your contributions. … Rep. Warren Davidson said, “A retail CBDC would essentially allow the government to mediate all transactions, which would mirror what we see in China. It’s vital to ensure this does not happen here.”

If you think all this is just make-believe, you need to read what the activists are saying, including the folks at Klaus Schwab’s World Economic Forum. Here is just one of many pieces in which they are pushing all this.

As Rod Dreher said about cashless transactions:

Here’s my own conspiracy theory: I don’t believe that there is a national coin shortage; I believe rather that the government declared that there is one at the beginning of Covid to compel us all to use electronic means for our transactions.

Maybe they genuinely did this to slow the spread of Covid, but have you noticed now that you are now accustomed to making all, or nearly all, of your transactions via debit or credit card?

They have shifted, and are shifting, our way of buying and selling, to establish a system that makes it harder for those who have run afoul of the Machine to participate in commerce.

His very important 2020 book Live Not By Lies is still a must-read in this regard. His look at Communist China’s social credit system should shock every single one of us. Writes Dreher:

The great majority of Chinese pay for consumer goods and services using smartphone apps or their faces, via facial recognition technology. These provide consumer convenience and security, making life easier for ordinary people. They also generate an enormous amount of personal data about each Chinese individual, all of which the government tracks.

The state has other uses for facial recognition technology. Television cameras are ubiquitous on Chinese streets, recording the daily comings and goings of the nation’s people. Beijing’s software is so advanced that it can easily check facial scans against the central security database. If a citizen enters an area forbidden to him—a church, say—or even if a person is merely walking in the opposite direction of a crowd, the system automatically records it and alerts the police.

In theory, police don’t have to show up at the suspect’s door to make him pay for his disobedience. China’s social credit system automatically tracks the words and actions, online and off, of every Chinese citizen, and grants rewards or demerits based on obedience. A Chinese who does something socially positive — helping an elderly neighbor with a chore, or listening to a speech of leader Xi Jinping — receives points toward a higher social credit score. On the other hand, one who does something negative — letting his or her dog poop on the sidewalk, for example, or making a snarky comment on social media — suffers a social-credit downgrade.

Because digital life, including commercial transactions, is automatically monitored, Chinese with high social credit ratings gain privileges. Those with lower scores find daily life harder. They aren’t allowed to buy high speed train tickets or take flights. Doors close to certain restaurants. Their children may not be allowed to go to college. They may lose their job and have a difficult time finding a new one. And a social-credit outlaw will find himself isolated, as the algorithmic system downgrades those who are connected to the offender.

The bottom line: a Chinese citizen cannot participate in the economy or society unless he has the mark of approval from Xi Jinping, the country’s all-powerful leader. In a cashless society, the state has the power to bankrupt dissidents instantly by cutting off access to the internet. And in a society in which everyone is connected digitally, the state can make anyone an instant pariah when the algorithm turns them radioactive, even to their family. (pp. 85-87)

If you do not think that this can happen here, you are living in dreamland. We saw all this being played out with the Covid craziness, lockdown madness, and coercive medicine practices. All that was just a dry run for what lies ahead.

If you value freedom, personal autonomy and the right to decide how to make any transaction, then reject the push for a cashless society.

Always remember, Cash is King.


Originally published at CultureWatch. Photo by Ivan Samkov.

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  1. Rogers 12 April 2024 at 8:38 am - Reply

    Thanks for providing the link to Jason Bryce’s petition with 175,000 signatures “Save cash – our right to access and use cash must be protected by law.”

    Also please support Jason’s campaign in other ways – check out his website and subscribe for updates. He is very active and doing an amazing job.

  2. Eunice Embury Johnson 12 April 2024 at 8:47 am - Reply

    Both major political parties in Australia and their bureaucrats behind the scenes are complicit in the preparations for CBCD or Digital Currency here in this country- and have done so for many years. I personally believe that we actually have pseudo-democracy as the Australian populace has not authorised this takeover of our finances. It has been done by stealth like numerous other government ventures. Thank you Bill for once again bringing evil to light.

  3. Dave St Henry 12 April 2024 at 1:24 pm - Reply

    Great article! I think the digital ID will be a line in the sand for Christians. The Beast system in Revelation uses digital ID and currency to control the population and Jesus says to come out of her my people. We have moved to a rural community that is generally aware of govt over reach. They have a thriving market system and even a bartering only market!

  4. Bill Muehlenberg 13 April 2024 at 12:10 pm - Reply

    Thanks guys for the comments.

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